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Frequently Asked Questions
Find answers to common questions about investing with TPTC.
What is fixed-return property investment?
Fixed-return property investment allows you to invest capital into property projects in exchange for a pre-agreed return. Unlike traditional buy-to-let where returns depend on rental income and market conditions, your return rate is fixed from the start. This gives you predictability and removes the hassle of property management.
How is my investment secured?
Your investment is backed by real property assets. We use various security mechanisms depending on the specific investment, which may include legal charges over property, personal guarantees, and formal loan agreements. All terms are clearly documented in legally binding contracts reviewed by solicitors. We're happy to discuss specific security arrangements during your consultation.
What are the minimum investment amounts?
Minimum investment amounts vary depending on the current opportunities available. We work with investors at various levels and can discuss what's currently available during your initial consultation. Contact us to learn about our current investment opportunities and minimum requirements.
How and when do I receive returns?
Return payment schedules are flexible and agreed upon at the start of your investment. Options typically include:
Monthly payments: Regular income throughout the term
Quarterly payments: Larger payments every three months
End of term: Full returns paid alongside your capital at maturity
We'll work with you to find the payment schedule that best suits your needs.
What happens at the end of the investment term?
At the end of your agreed term, you'll receive your full capital back plus any remaining returns due. Many of our investors choose to reinvest with us—either the same amount, a different amount, or on different terms. There's no obligation to continue, and you're free to withdraw your capital completely. We'll be in touch before your term ends to discuss your options.
Is my capital at risk?
As with any investment, there is inherent risk. However, we take multiple steps to protect your capital:
All investments are backed by real property assets
We have seven years of successful property investment experience
Conservative approach to project selection and management
Legal documentation protects your interests
Regular communication keeps you informed of progress
We recommend discussing your personal circumstances and risk tolerance during consultation. These investments are not covered by the Financial Services Compensation Scheme (FSCS).
Can I withdraw my investment early?
Our investments are structured around specific property projects with defined timelines. Early withdrawal is generally not available as funds are deployed into property development. However, we understand circumstances can change, so please discuss your situation with us if needed. We'll always try to find a workable solution.
What types of properties do you invest in?
We have experience across the full spectrum of property investment:
Buy-to-let properties: Traditional rental investments
HMOs: Houses in Multiple Occupation
Property flips: Renovation and resale projects
New builds: Ground-up development
Commercial conversions: Commercial to residential transformations
Our focus area is the Nottingham and Derby region, where we have deep local knowledge and established networks.
How do I get started?
Getting started is simple:
Complete our online application form or contact us directly
We'll arrange a consultation to discuss your goals and our current opportunities
If you decide to proceed, we'll prepare the legal documentation
Transfer your investment and start earning returns
There's no obligation until you sign the paperwork. We encourage you to ask questions and take your time making a decision.
Who can invest?
Our investment opportunities are available to UK residents who are 18 years or older. You should have capital available that you don't need immediate access to for the duration of the investment term. We recommend consulting with a financial advisor to ensure property investment is appropriate for your circumstances.
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Still Have Questions?
We're here to help. Get in touch and we'll be happy to answer any questions about investing with TPTC.
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